Your Trusted Bank for 40 Years. Ready for the Next Generation.

We’re going digital.
On a country road or city street - soon, we will be anywhere you are.

Over the next few months, we are taking HCCU online.

No more having to call or wait in line to do simple tasks. Even though we are modernizing, we won’t lose that personal touch that kept us around for this long.

Get to know us.

  • Business Loans

    Whether it’s for your farm or your company’s latest tech invention - let’s do business.

  • Auto Loans

    What we drive matters. Our auto loans help you get the ride you deserve at rates you can afford.

  • Residential Loans

    If you are buying or leveraging a home - we want to talk. We’ll help you every step of the way.

  • Personal Loans

    Sometimes, you just need a loan tor your own personal reasons. HCCU has you covered.

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Our Story Didn’t Begin with an Investment Firm.

It started with a man who loved his community.

Our late founder, William E. Coleman, believed in the grit, beauty and future of Southern Virginia’s people.

“"Let us have a bank that will take the nickels and turn them into dollars."

— Maggie Lena Walker

We don’t have customers. We have members.
And you’ll feel the difference, right away.

Interested in becoming a member? We can’t wait to have you. Enter your email and we’ll set up some time talk - to a human.